There is a fundamental difference between fund management and asset consulting. Asset consulting refers to developing and maintaining an optimal investment strategy, tailored to each client’s specific requirements. This process entails:
- Matching the membership profile with an appropriate investment strategy and formalising an official investment strategy document; and
- Running annual evaluations by employing sophisticated analyses software and communicating findings such as possible retirement funding shortfalls to both management and members.
The asset consultant also assists in the asset allocation process, by mandating different fund managers on a ‘Best of Breed’ basis.
Until now only significant retirement and institutional funds were able to afford the services of asset consultants due to the complexities and systems involved. However, the continuous development of technology combined with established relationships with top Institutional Investment platforms in South Africa, enabled us to offer professional independent asset consulting services to both standalone pension funds and participating employers on umbrella funds.