We've got your dreams covered.

Welcome to 4D Short Term Consulting.

Short Term Insurance Brokerage

We are a FAIS compliant independent short term insurance brokerage which aims to treat clients fairly with honesty and integrity.

Our services include:

  • Finding and implementing the ideal insurer.
  • Maintaining satisfaction with the chosen service provider.
  • Continuously monitoring the chosen product with new products and brands.
  • Providing additional value-added services.

Personal Insurance

4D STC offers you comprehensive insurance for your car, home, building and portable possessions.

Commercial Insurance

Commercial insurance protects businesses against potentially devastating financial losses caused by accidents, law suits, natural disasters and other adverse events.

Liability and Indemnity Insurance

Protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence.


Comprehensive Needs Analysis
Comparative Quotes
Renewal Process
Dedicated Claims Process
  • With your consent, we will share your policy information with insurers for comprehensive quotes.
  • Claims history.
  • Any other relevant information the agent may require.
  • Copies of all policy wordings and schedules.
  • All excess, benefits, commission and premiums will be discussed.
  • Advice and recommendation will be selected by the client.
  • Record of advice will be completed and sent to the client.
  • The advisors disclosure documents will be provided.
  • At policy renewal, we will automatically re-asses your profile.
  • Claims loss ratio, new retail values of vehicles.
  • All sections insured values gets revised.
  • Confirm if any amendments needs to be made.
  • Confirm if any extras need to be added.
  • Dedicated claims handler.
  • Claim registration.
  • Assessor appointment.
  • Claims processing.
  • Claims settlement.
  • Third party claims.